VantageScoreSM is an innovative consumer credit
risk score offering greater consistency and predictability
to consumers and credit grantors. Its patent-pending development methodologies enable institutions to rank a consumer's credit worthiness more accurately than other scores currently available in the marketplace.
- Consistent - Identical scoring algorithm and leveled credit characteristics across all three national credit reporting companies offer greater consistency
- Accurate - Deep knowledge of the data ensures the most accurate scoring algorithm attainable
- Innovative - Patent-pending applications of statistical modeling techniques enable enhanced predictiveness and ensure that consumers will receive more appropriate credit terms
- Easy to understand and apply - Returns a score range of 501-990 (higher scores represent a lower likelihood of risk)
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